Saturday, January 31, 2009

Morning True Believers!

Ah who am I kiddin' I'm no Stan Lee.

So yeah, its just about 10 am, and I've still yet to go to bed again since waking up at 4:30pm yesterday to get up and around for work.

I wish it was just common garden variety insomnia that kept me up and WoWcrackin, but it warn't. Nope no not at all...wait did it just not underline "warn't" what the...is that really a word?!

Anyways no, nothin but hair line reducing, blood pressure raising, anxiety piquing stress.

So here is my deal. A-way back when sometime last summer if I recollect correctly, the good ole Department of Education decided to start garnishing my wages for my unpaid/defaulted student loan. Which sucked at first, but I acclimated to it and was under the false presumption that since they were garnishing my wages, that would count as payment.

GUESS WHAT?! it don't.

So what now you say? Well now they's gonna take-a my-a taxes-a! Which sucks quite mightily since this would be the first year I've ever gotten over 5 hundred dollars back for a federal tax return. In fact just the slight estimation I did I was looking at a federal return of above 2k. Which is a helluva lot to me.

But the fortunate thing is I've not filed them yet, so I'm not s.o.l yet....yet. I don't know the company that now owns the loan is DCS and I am going to try and give them a call monday and see if there is anyway that they can keep garnishing my wages (but hopefully at a less horrendous 15%) as a payment plan. Of my 12k loan debt I've already paid about 3k off from wage garnishment, and it hasn't but toooo much of a hurting on me yet. I'm just hoping that they'll accept some sort of agreement, and not take my taxes honestly. I'm not disputing the responsibility of the loan payment, nor the amount. I'd just like to not have to find a nice well neighborhooded box for Jen, the kids, the pets, and I to live in.


Oh yeah, and work has slashed our hours, first of they get gripey if we work over 40 hours in a week, which is understandable, overtime for me is around 18 bucks an hour. But now every other week I'm only going to be able to work 35 hours. Well all of us in the manual labor part of the facility are. So that's going to cut 70 hours a week, plus the office is getting it even worse, they are limited to 35 hours every week. So all in all it frees up enough money that would be equal to about 4.78 humans working there and doesn't really screw us over by not having the man-coverage to do the labor, just reduces the amount of time half of us have to do our job.

So basically I'm paying 50 bucks every other week to get off an hour early each day. Kind of a cruddy deal...but at least I still got a job, and if the workload increases the freeze on hours may lift anyways, so I'm not too worried about that, its just the being 100 dollars poorer each month which gets the frowning muscles some work.

I've deviously enacted a plan of guilt-ridden pseudo-excellence that I'm hatching...well for lack of a better word, against my dad to see if I can pull the right heartstrings and possibly get some help.

What? Don't look at me like that! He's old and doesn't need all that money as bad as he thinks! Jeesh! He's retired, what's he need a nestegg for?!

Update...soon...ish...maybe?

Thursday, January 22, 2009

New Beginnings Again...again.

So hey! I started a Google/Blogspot Blog.

A-Whoopie!

This will hopefully get updated more often than my livejournal...but we'll see.

I really like it thus far in the extent that you can actually edit the dang thing and not have to pay a monthly fee to actually transmogrify it into something unique-ish.

And that's all! I'm going through Warcraft withrdrawl so I'd best get my ass to mars Azeroth!